This week Rob & Rob are joined on the podcast by Build To Rent expert, Richard Berridge. After listening to this episode, you’ll know more about Build To Rent than most people in property.
Build To Rent (or BTR) has been flying under the radar for a while now, but it’s only really just starting to become a well known, big thing.
So whilst it’s a topic that has piqued Rob & Rob’s interest, they thought it would be best to bring in the experts to help not only you, but themselves learn all there is to know about Build To Rent.
Richard is not only an authority figure on the subject, but he’s also a consultant, an advisor and a writer. He’s 100% the right man for the job.
Here’s just a few of the questions that you can expect to get answers on from Richard:
We cover a lot of ground in this episode so hit play and listen.
This week in the news, Place North West are reporting that the region’s green belt has shrunk by 3,400 acres. So is the North West becoming the new concrete jungle?
Well, not quite.
What most people don’t realise is that green belt land isn’t always beautiful flourishing forests or national parks, it could be a really unattractive piece of land that’s more of an eyesore and could be put to much better use.
So once again, a big scary headline that’s been blown out of proportion.
Also…it’s that time of the month again, Meetups are just around the corner and heading your way next week! So, if you haven’t yet secured your spot, go and book yourself a ticket now!
And this week’s Hub Extra is a book that Rob D is claiming to be the most inspiring book he’s read all year, and that book is Finding Ultra by Rich Roll. It goes on to tell his story of turning 40, being out of shape, a recovering alcoholic and going on to being one of the fittest men in the world.
It even documents how he had a challenge with a friend to run five Ironman triathlons in a week! Who even thinks that’s a good idea?! He’s also got a very popular podcast too, which is also well worth checking out. We actually included this book on one of our Hub Extra emails a while back after Rachel in our invest team recommended it - The Property Hub book club is in full swing guys!
We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.
Make sure you’ve liked and subscribed to our YouTube channelwhere we upload new content every week!
If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.
Rob & Rob are back again to answer two more fantastic questions sent in by our Hubbers.
Martin from Birmingham has got in touch this week. He’s had a property for a few years and has remortgaged a couple of times and changed his mortgage rate.
It’s coming up for renewal again soon and he’s not sure if he should withdraw some of the equity, or leave it in the property so he can get a better loan-to-value rate on his mortgage.
So what should Martin do?
Well first and foremost it all depends on where Martin is currently at in his investment process, but Rob D has some excellent advice as always.
Our next caller has a question about insurance. She’s a landlord of a leasehold flat and only has building insurance.
She’s become a little bit worried thinking of the what-if scenarios. What would happen if something went wrong? Would the tenant be liable for damage? Would building insurance be enough to cover her?
Also, should she be taking out other insurance policies?
Tune in to find out what Rob B has to say.
Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).
Or if you prefer, click here to leave a recording via your computer instead.
The next question on Ask Rob & Rob could be yours.
Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.
They still hear it all too often ‘Rich Dad, Poor Dad changed my life!’ So this week on The Property Podcast, Rob & Rob are going back and taking a revised look at the book and sharing the lessons that they took away from it, and what they just don’t agree with.
In today’s episode you can expect to hear what the five key lessons are that you should take away from this book, but also the two things that you should be very careful of.
This beloved motivational book is now 20 years old! But it still seems to have a huge impact on people’s lives. So Rob & Rob are going to explore why this book is so influential, their experiences, recap key lessons and let you know what they think of them now with the benefit of hindsight.
Here are the five lessons Rob & Rob learnt from the book:
And what don’t they agree with?
You’ll have to tune in to find that out.
This week’s news story is a 22 page report from HomeTrack on the current rental market, which is a quarterly report. Luckily the BBC website has summarised the reportand what the key take away points are.
There’s a number of cities where the rents are up, and wage growth has been relatively strong this year too. So even though there’s plenty of locations where rents have increased, there’s only three UK cities where rents have risen faster than wages, resulting in renting becoming less affordable. These locations are Nottingham, Leeds and Bristol.
Looking at the report, there’s an odd mix of locations that are put together, but on the whole, it seems that Rob & Rob were right at the beginning of the year when they pegged certain cities as places to invest this year.
In other news (and just in case you missed it!), yesterday we had a new YouTube video go live! You can now head over there and find out how to invest £50,000- a question that The Robs get asked all the time. So head on over, give it a watch, and don’t forget to subscribe.
You won’t be surprised that this week or Hub Extra recommendation is in fact the Rich Dad Poor Dadbook, but as an added bonus, we’re also recommending Rich Dad Poor Dad 2: Cashflow Quadrant. These are by far the two strongest books that you need to read, so go grab a copy and let us know what you think of them.
We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.
Make sure you’ve liked and subscribed to our YouTube channelwhere we upload new content every week!
Rob & Rob are back this week for another episode of Ask Rob & Rob and this week they’re offering advice on releasing equity and purchasing property as an expat.
Our first caller of this week’s episode has a question about one of Rob & Rob’s favourite topics, the 18 year property cycle.
He wants to know what you should do at the height of the market? Essentially, should you release equity from your portfolio to purchase more property after the crash or should you sell up completely and then start again post crash?
If you need to refresh your mind on the 18 year property cycle, head on over to Property Hub University and take a look at our free online course.
Rob B tackles this question head on - ultimately, it all depends on if you plan to be an active property investor after the crash. He answers this question in two parts so it’s certainly worth listening to.
The second question comes in from a chap all the way from Dubai.
His current situation is that he’s living off his rental income which is through a limited company, however his broker has now told him that he won’t be able to purchase any more property through that limited company.
Is this true and should he look for another way to invest in UK property?
Tune in to find out.
Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).
Or if you prefer, click here to leave a recording via your computer instead.
The next question on Ask Rob & Rob could be yours.
Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.
As you can imagine The Robs get inundated with questions day in, day out on all our different platforms. From social media to our Property Hub forum, they get questions fired at them from all directions.
But one of the places that they get asked lots of questions is through Property Hub Invest. So this week on The Property Podcast, Rob & Rob are answering the most asked questions for you all to hear.
On a daily basis our Property Hub Invest team talk to clients who are at different stages of their property journey and everyone has a different question to ask, but nine times out of ten they’re all similar.
So what better way to answer all these frequently asked questions than to compile them all into a podcast episode. Here are some of the questions you can expect to get an answer to:
There’s even more questions getting answered in this episode. Maybe one of them has been circling around in your mind. Or if you have a completely different question, make sure you get in touch with a member of our Invest team.
Our news story this week comes from Property Investor Today and the headline is ‘young Brits are on the move in the UK, and here’s where…’ For once this is a news headline that The Robs actually agree with. Although some aspects seem a little questionable, the overall stats seem to be pretty spot on - city centre living is on the up.
The Robs have discussed this previously on the podcast and they talk all about the secret trend that nobody else is seeing, so you should definitely go and give that episode a listen.
And finally, the Hub Extra comes with a warning this week… it might just depress you a little bit at just how old you are. It’s a website called ‘you’re getting old’, which basically shows you all different stats about how old you are.
You simply enter in your date of birth and the site will show you things like how many days you’ve been alive, how many candles will have been on all your birthday cakes together as well as some interesting milestones throughout the years and how old you were at the time. It’s all a little bit of light hearted fun.
We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.
Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!
If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.
The Robs are back again this week for another round of Ask Rob & Rob, and this week they’ve got two cracking questions that they’re about to answer.
Our first caller is a very enthusiastic property investor who unfortunately didn’t leave her name.
She’s fortunate enough to have three property investments in three different locations, which at the moment is working pretty well for her and she’s happy enough being a remote investor.
However, she’s wondering if there’s such a thing as investing in too many cities?
So what do Rob & Rob think of this? Are there both pros and cons to investing in a number of locations?
Next to get in touch is Lindsey who’s just completed on an apartment in Manchester.
Her letting agent has told her that she should let out this apartment on a fully furnished basis.
So what Lindsey is wanting to know is, should she be spending a lot more money on brand new furniture or would second hand be okay? Also, she’s questioning if the furniture will need safety checks before she can move any tenants in?
Rob D offers some different options for Lindsey, depending on what her budget is.
Tune in to hear the answers to this week’s two questions.
Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).
Or if you prefer, click here to leave a recording via your computer instead.
The next question on Ask Rob & Rob could be yours.
Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.
Just like we promised, The Robs are back this week and once again joined by Mike Winnett who’s going to share just what happened after he bought everything he was offered.
He’s giving you the insider knowledge to those ‘get rich quick’ courses that you’ve had your eye on, so you can save yourself the money and put it to better use.
Just to recap, Mike sold his company for a substantial amount of money and used the cash to go on a bit of an adventure. He decided to click on all those adverts that you see on the internet and social media that promise you a formula to get rich quick. Does he think they actually work?
If you’ve been considering paying for a property course, or maybe even a mentor, then this is an episode you’re going to want to listen to before you hand over any money.
Or, if you’ve already attended one of these courses and ploughed cash into them, then this might rub salt into the wound, especially if said course didn’t do what it said it would.
So give it a listen and let us know your thoughts. Do you agree on what Mike had to say about property courses and mentors?
In the news this week, Property Wire is backing up what Rob and Rob have been saying for months, ‘property investment surge could come after Brexit, new poll suggests’. According to this recent data, 55% of people have paused their investment plans over the past six months as they await the outcome of Brexit, 60% are waiting for the budget and 37% have taken a property off the market because of a slow down in activity.
So despite a slowdown in transactions, there’s still plenty of deals to be had with what is currently on the market, it’s just knowing where to look, and planning it around the 18 year property cycle.
This week for Hub Extra, we’re still sharing the love for Mike Winnett because his latest videois just phenomenal.
It’s very entertaining and the ultimate anti-marketing video for a pretty big event in Birmingham that you can attend and see some of these big wig entrepreneurs live on stage.
We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.
Make sure you’ve liked and subscribed to our YouTube channelwhere we upload new content every week!
If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.
We’re back again this week for another Ask Rob & Rob.
Our first question this week comes from Dorian. His question is around income tax for buy-to-let properties, with the new Section 24 rules.
Dorian and his wife are looking at investing in their first buy-to-let and they’ve been told that a lot of lenders won’t lend them the funds through a limited company because they’re first time landlords.
Their other thought was to purchase as individuals which will then result in the income from the property being fully taxed on.
So Dorian wants to know if there’s a way around this? Can they own the property as individuals and put the income through a company, or is that not doable?
Rob B clears up the speculation on what Dorian has already been told and what he can do.
The second question comes from Esmarelda who wants to know if she should invest her £230,000 in an apartment in Plumstead near the Crossrail or a house in Luton?
We gathered from her question that she may want to be sticking to investing in the south, so Rob D pinpoints some areas that would be best to consider if the south is at the top of her checklist.
Tune in to find out where he suggests.
Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).
Or if you prefer, click here to leave a recording via your computer instead.
The next question on Ask Rob & Rob could be yours.
Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.
This is the podcast that most people and businesses in the property industry WON’T want you to hear.
As you know, we’re strong on education. We firmly believe that education is how you can arm yourself with the right information to make informed decisions.
We’re often asked for our thoughts on property investment courses that charge you to attend, and also what we think about the free courses that hook you in, only for the host to spend the entire event enticing you to part with your cash.
That’s why we’re joined today by Mike Winnet - who’s become somewhat obsessed with exposing these ‘Contrpreneurs’. If you haven’t seen Mike’s video on the Contrepreneur Formula Exposed - watch it here! (It’s also our Hub Extra pick for the second time, because it’s just too good not to watch it again!) And listen to the reason why this video was BANNED, and why it’s now reappeared!
Mike is an ex Sales Manager, and what started off as him marketing himself as a joke parody Business Guru on Linkedin - a ‘demotivational’ speaker - has quickly turned into a full on exposure of these so-called ‘financial gurus’ that we’ve all seen across the internet.
He’s not just making assumptions - he’s become a get-rich-quick ‘ad-clicker’ - he basically takes every course and buys everything they try selling to him. Every single thing he comes across that promises to get him rich quick, he’s trying and reporting his findings. He’s literally putting his money where his mouth is!
On today’s Property Podcast you’ll find out:
This is a must-listen for everyone. We want to believe we can achieve great things, but what these people do is pretend there’s a shortcut to getting there. There aren’t any secrets - it’s hard work to make a success of anything, not just property.
We’re not just stopping at this episode. Join us next week to find out what happened after Mike bought everything he was offered - is he now £6 million richer?
And in the news this week, we’re talking about Airbnb as an auctioneer highlights Airbnb opportunity for UK investors. This auctioneer has been through the catalogue and highlighted the lots he reckons are suitable for short-term lets.
There’s no doubt there’s been a rise in the popularity of short-term lets, but are investors approaching it in the right way? Rob D shares his thoughts on where investors are going wrong.
Also, it’s Meetup night tonight, so head on over to our events page to reserve your spot.
We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.
Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!
If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.
Ask Rob & Rob is back for another week to answer all your burning property investment related questions.
First up this week we have Charlie. Charlie is based in Manchester and wants to know how important parking is. He almost invested in a 2-bed apartment with his sister but pulled out due to the owner selling the parking separately.
Did they do the right thing by walking away?
Is this a yes or no answer, or are Rob & Rob right down the middle with this one? One thing is for sure… Rob B dishes out some really valuable advice today, and gives listeners some tips on how they can make a yes or no decision on a property like this.
The second question today comes someone who didn’t leave their name, but they’re wanting to know about adding procurement costs after refurbishing a property.
Today’s listener is using the example of purchasing a property for £80,000, and spending £10,000 on refurbishment. Can he add another £5,000 towards procurement? In other words, can he remortgage for £95,000 to allow funds for stamp duty and conveyancing?
Is this possible or will he hit a roadblock?
Rob D is looking at this example from a different perspective rather than what’s actually been spent on what. Have a listen and find out exactly how much our listener will be able to remortgage for - and the answer might just surprise you.
Don’t forget to tune in next week for another two questions on Ask Rob & Rob.
Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).
Or if you prefer, click here to leave a recording via your computer instead.
The next question on Ask Rob & Rob could be yours.
Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.