We’ve got an epic episode for you. This week on The Property Podcast, Rob & Rob are sharing just how they made £130 million worth of investments happen this year!
Before you get the wrong end of the stick, this isn’t an episode of them bragging about their achievements. Oh no. They’re actually going to tell you exactly how they’ve done it and where they did it, so you can do it too.
One question Rob & Rob get asked all the time is: “where are you investing?”
And rightly so. They’re experts in this field so naturally, you want to invest where they are.
We’re not just sharing where Rob & Rob have invested, but where Property Hub Invest clients are investing too. Sharing is caring.
At the beginning of the year Rob & Rob shared the top five locations across the country that they were going to be targeting throughout the year. These locations were:
So how many have the guys been able to tick off this checklist?
Tune in to find out!
Our news story this week isn’t a happy one, unfortunately. It’s an article from the BBC, ‘Devastated hotel investors fly to UK seeking their money’, which has sadly seen a number of investors lose an awful lot of money in a hotel investment that has gone horribly wrong.
The hotel investment offered investors guaranteed returns, which haven’t been met and now angry investors have been flying over to the UK to find out where their money is. We’ve talked about this topic before, why we think you should stay away from hotel investments, and sadly, this is exactly the reason why. We actually even did a YouTube video on investing in hotel rooms, which you can watch here.
This week’s Hub Extra tool is a resource called Flux. If you spend a lot of time on your phone or your laptop, especially just before you go to bed, then this will be a tool you’ll want to use.
It’s been proven that technology screens give off a blue light that makes it difficult to sleep at night and disturbs you from getting a full solid night sleep. Flux is a programme that detects what time of day it is and automatically changes the brightness of your screen and changes the colours that are given off, so you can now get the ideal amount of undisturbed sleep.
We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.
Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!
If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.
This week on Ask Rob & Rob, the guys are back again with two different questions that they’ve not covered previously. They’ll be talking about what to do in the event of there being a lack of comparables discussing if properties that have lost value are worth investing in now.
Our first caller today is Paul from Burnley. At the beginning of the year Paul purchased his first buy-to-let property and now he’s hoping to soon complete on property number six!
That’s pretty good going for less than 12 month’s work!
Paul’s strategy is buy-refurbish-refinance with a difference - he focuses on bungalows. So not your usual property choice, but clearly it’s working for him.
However he’s now ran into a bit of an issue. Because it’s such a niche strategy, he’s having difficulties when it comes to searching for comparables in order to remortgage the properties.
Obviously Paul’s end game is to have made as much profit as possible on the properties, so he’s wondering what he can do to prepare that information when the valuations take place?
Luckily, Rob D is on hand to offer Paul some pointers on how he can go about this.
The second question comes from Luke in Liverpool. He has a small portfolio himself and is continuously looking to add to it.
He’s been keeping his eye on the local market in and around Liverpool, in different areas and has noticed that some developments that were priced between £130,000 - £140,000 are now on the market for around £90,000.
So now he’s wondering if these kind of properties are a good investment opportunity or if they are just going to continuously lose value and he should stay well away?
Naturally, there was only one Rob that could offer advice on the Liverpool market, cue Rob B.
Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).
Or if you prefer, click here to leave a recording via your computer instead.
The next question on Ask Rob & Rob could be yours.
Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.
This week on The Property Podcast, The Robs are doing something a little different. Rob B is interviewing Rob D on his own property development exploits.
One of our most popular podcast episodes this year was when we discussed our project in Crewe, which was a rather eventful and emotional journey to say the least. If you haven’t listened to that episode, you can do so here.
But amazingly, that wasn’t enough to put off Rob D. He’s just done a property development project just outside of York.
In the episode you can expect to find out:
So sit down, grab a brew and tune in as Rob B picks Rob D’s brain about this new property development.
In the news this week, Savills have predicted that house prices are going to increase by £35,000 in five years for some parts of the country. No shock that it’s actually in line with what Rob & Rob have been saying throughout the year, and the highest regional growth will be in the North West, which will go up by 24%.
Maybe now you’ll take that leap into investing in one of the areas that The Robs picked as their 2019 property hotspots.
And if you haven't watched it already, last week we published our latest YouTube video, the essential guide to property tax which will walk you through the various taxes you have to pay and some ways that you can avoid them. So make sure you go give it a watch, hit that subscribe button and turn on notifications so you don’t miss our next one.
For Hub Extra this week we’ve got a podcast that Rob D just can’t stop listening to. It’s called The Missing Cryptoqueen from the BBC. Now before you jump the gun, Rob D isn’t interested in getting involved in crypto currency, or a massive scam, which is what the podcast is all about.
It’s only an 8-part series but it’s a really interesting one. To give you a brief overview, it’s about a woman who created a new crypto currency which was going to be bigger than Bitcoin. She secured billions of Euros from people all over and then just vanished, and nobody knows where she is. It’s very fascinating so definitely give it a listen!
We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.
Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!
If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.
Rob & Rob are back again this week to answer more of your property related questions. So let’s get started!
First up we’ve got Catherine from Bristol who is well underway with her property investment journey having built up a portfolio of five buy-to-let properties.
She’s looking to build this portfolio to eight properties in order to achieve the income figure that she has in mind. The end goal is to be able to make big changes to the way she and her family live their lives.
Currently, one of her properties in London is on an incredible mortgage rate of 1.54%! Definitely not the kind of rate you’d get now.
After speaking to two mortgage advisors, both have said that she could release around £125,000 in equity from this property, so she has the deposit she needs to grow her portfolio. However, this means giving up the amazing mortgage rate she’s currently on.
If she were to do this, straight away she’d be paying around £9,000 more a year in mortgage fees on that one property. Wowza!
So should she wait it out for a few years until she can release equity from other properties and keep the great mortgage rate, or should she act now?
Our second caller is Ben from Aberdeen, who wants to know where Rob & Rob would recommend to invest in, in Scotland. Something they get asked all the time.
He’s had one buy-to-let property for the past six years and has recently bought a further two in the small town he grew up in.
Ideally he wants to move his location focus away from his hometown, but still remain in Scotland. He already knows that his main goal is cash flow and long term he’d like to look at Edinburgh, but feels that’s currently too competitive for him.
It’s finally the answer to a question a lot of you have been waiting for. Where would Rob & Rob invest in Scotland?
Tune in to find out!
Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).
Or if you prefer, click here to leave a recording via your computer instead.
The next question on Ask Rob & Rob could be yours.
Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.
This week on The Property Podcast, Rob & Rob are talking about landlord licensing.
We know it’s not the most exciting of topics but it’s up there with one of the most importantas a property investor. And luckily for you, The Robs will be talking you through exactly what licensing is and what you need to do.
You may have ignored this topic in the past because it only ever applied to HMO’s - and maybe you’ve thought that this is still the case. But now, depending on where you are, even with single let properties, landlord licensing is something you might need to know about.
Here’s what The Robs will cover in today’s episode:
This is a full-on episode, full of regulatory need-to-knows. If there’s one episode of The Property Podcast you need to listen to… this is it. By the end of the episode, you should be completely clued up on whether you need landlord licensing or not.
And in the news this week, Rob B’s home city of Liverpool back in the press: ‘Liverpool endorses 2m sq ft office masterplan’. The article from Place North West says that the council has signed off on helping to build a world class commercial business district in the heart of Liverpool to tackle the shortfall of offices in the city.
So once again, even more positivity and investment being ploughed into the city, which will bolster the number of investment plans already in motion, such as Liverpool Waters and the high number of property developments that are in the pipeline throughout the city and the wider areas.
If you haven’t seen it already, we launched a new YouTube video yesterday and this one is all about tax! Some people love it, some people hate it and some just don’t understand it. In this video, Rob & Rob explain everything you need to know about tax and cover all the different types of tax that you may have to pay as a property investor.
So go and check it out, let us know what you think or ask us any questions in the comments section, and don’t forget to hit that subscribe button!
This week for our Hub Extra, we’re wanting to help make a difference to the planet and this week it’s a website called Team Trees. It’s all about helping to make the world that little bit greener. Maybe you’ve always considered planting a tree but you don’t want to get covered in mud or you just don’t have the spare time.
Well this is the easiest option you’ll come across. Donating just $1 will plant one tree and Team Trees are aiming to have planted 20 million trees around the world by the 1st of January 2020. So go and do your bit for the planet and donate a dollar.
We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.
Make sure you’ve liked and subscribed to our YouTube channelwhere we upload new content every week!
If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.
Rob & Rob are back again this week to answer two more fantastic property questions from two of our listeners.
This week our first question comes in from Luke in Manchester, who’s been inspired by The Property Podcast to get started in his investment career.
Luke is in a situation that most people are probably in when trying to start their buy-to-let journey. He’s looking to purchase his first personal home and an investment property at the same time.
At the minute he’s only going to have enough funds for one mortgage so he’s considering buying a two bedroom apartment (or house) and is looking to rent out the second bedroom. But he has a few questions around this:
Find out what Rob D thinks of this idea and if it’s actually doable. Maybe this could work for you as well.
Our second caller is Sally who has a question about stamp duty. She’s changing her residential home to a buy-to-let so that she can buy a new house with her partner.
She’s been given two different sets of figures from her solicitor and mortgage broker in terms of how much stamp duty she’ll pay. One is saying £2,200 and the other £9,250!
Obviously that’s a huge difference so Sally wants this clearing up.
So, is Rob B about to put her mind at rest or burst her bubble?
Tune in to find out!
Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).
Or if you prefer, click here to leave a recording via your computer instead.
The next question on Ask Rob & Rob could be yours.
Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.
Last week Rob & Rob were joined on the Property Podcast by Build To Rent expert, Richard Berridge. Well, he’s back again this week for a second episode on the new craze that is Build To Rent.
In last week’s episode, The Robs covered what Build To Rent actually is, and this week they’re discussing why it matters for you and what the future of Build To Rent might look like.
Here’s some of what you can expect The Robs and Richard to cover in today’s episode:
There’s plenty more to be covered in this week’s episode too.
So, should you be afraid or optimistic about Build To Rent?
You should have a clearer picture after this episode. So tune in to listen.
This week’s news story is possibly one of Rob B’s favourite headlines, ‘Welcome to Manc-hattan: how the city sold its soul for luxury skyscrapers’. It comes from The Guardian, and whilst the headline is actually pretty clever, it’s not very complimentary to the city.
The article is talking about the ever-changing Manchester skyline and the number of skyscrapers that are appearing. They even touch on the homeless issue that we have here in Manchester.
If you ask us, we’re really struggling to see how the amount of investment and regeneration that’s currently being ploughed into the city centre is a bad thing. If anything, it allows the council to use the additional higher rate council tax payments to put into schemes around homelessness. But have a listen and let us know what you think via email or social media.
And for our Hub Extra this week, we’re bringing you another podcast. No, it’s not from Rob & Rob sadly, this one is called ‘Startup’ by a company called Gimlet. It’s been going for five years and sadly it is coming to an end.
The purpose of the podcast at the beginning was to document their process of starting their business. And now, the podcast has come full circle as they are ending their podcast due to the fact that they have been purchased - by none other than Spotify!
It’s really interesting to listen to how the deal came about, so it’s definitely well worth a listen. And while you’re there, why not subscribe to our podcast over on Spotifyand be notified every week when our new episodes are released?
We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.
Make sure you’ve liked and subscribed to our YouTube channelwhere we upload new content every week!
If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.
This week The Robs are answering two fantastic questions on investing in Birkenhead, and talking about whether you should be overpaying on your mortgage. These are two questions that will definitely benefit a lot of listeners.
Joe from Leeds got in touch recently, he’s currently living in London and has a budget of £80,000 - £100,000 and he’s looking for a buy-to-let deal up north.
He’s considering our hotspot areas of Leeds, Manchester and Liverpool but has noticed significant growth in the Liverpool area.
However, he’s wondering if Rob & Rob have any insider tips on investing just across the water from Liverpool, in Birkenhead. Could this be a good contender for capital growth when the ripple effect kicks in?
Now we know this is an area that holds a special place in Rob B’s heart, so does he automatically think that Joe should be investing here?
Next up we’ve got Adam from Surrey. Before listening to The Property Podcast, he bought his first buy-to-let property on a capital repayment mortgage and has since remortgaged to an interest only mortgage.
The property makes a good income each month, so now Adam is wondering, now that he’s on an interest only mortgage, should he utilise the 10% interest free payments and chip away at his mortgage?
So, should Adam risk potentially losing out on £200 per month in his back pocket to reduce his mortgage over time? Or should he wait and allow capital growth to do it’s thing?
Tune in to find out what Rob D advises.
Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).
Or if you prefer, click here to leave a recording via your computer instead.
The next question on Ask Rob & Rob could be yours.
Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.