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The Property Podcast

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors, new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item every week, passing on their knowledge and experience to the listeners. They both invest in UK property so they practise what they preach. No hard sell, no bull, just straight-talking property investment advice!
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Now displaying: 2019
Dec 26, 2019

Merry Christmas! We hope you had a lovely day yesterday, and just because it’s the festive period, that doesn’t mean we’re stopping The Property Podcast!

So as a nice little finisher to the year, Rob & Rob are taking a look back on 2019 and discussing what went right for them, and more importantly, what went wrong. But also, how they’re going to learn from it. 

Here’s what you can expect The Robs to reflect on in this episode:

News:

To kick start this episode, Rob & Rob are discussing the big stories that have been in the news this year. You can expect to hear mentions of Brexit (even though we didn’t really get anywhere with it this year), the general election and the industry as a whole. 

Industry/Market:

The guys then go on to discuss the property industry and market over the past year and how we’re in that mid-cycle wobble territory. Also this year saw the tenant fee ban come into play which wasn’t as detrimental as everyone thought it was going to be. 

Property Hub:

2019 was a huge year for Property Hub! We kick started the year with a complete rebrand (we can’t believe it’s only been 12 months!), we moved our head office to Manchester city centre and we launched our YouTube channel (even though Rob & Rob are still getting used to being in front of the camera). 

One of the hardest things that The Robs have had to deal with this year was the development at Grand Junction which, if you’ve listened to this podcast episode, you’ll know has been going on a lot longer than just 2019 and has brought a lot more downs than ups. But it is finally now complete so there have been plenty of lessons for The Robs to take away from it. 

But that wasn’t enough to put Rob D off, he went on to build another development in York which wasn’t quite as stressful as Grand Junction but did have it’s own host of issues that Rob D was able to learn from. You can listen to the podcast episode on Rob D’s York development here.

Personal:

To wrap up this episode, Rob & Rob reflect back on their personal lives with what they’ve been up to over the past 12 months outside of The Hub. 

So that’s it, 2019 is boxed off! And what a year it’s been. We hope you’ve had an amazing year and if you’ve been with us on this journey over the past year, thank you and we look forward to kick starting 2020 with you. 

Here’s to 2020 being bigger and better than ever!

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Dec 19, 2019

This week on The Property Podcast, The Robs are starting to round up the year by taking a look at how their 2019 property hotspot predictions have stacked up. Were they bang on? Or were they completely off the mark?

If you didn’t listen to Rob & Robs predictions at the beginning of the year, then you can listen to that episode here

So let’s dive right in… 

Top 5 cities:

At the beginning of the year Rob & Rob predicted that Leeds, Nottingham, Birmingham, Manchester and Liverpool would be the best performing cities in England. 

Were they right?

Well they got four out of five right which is pretty good going, with only Nottingham letting them down, but it only just missed out on the leaderboard coming in at sixth place.

UK on average: 

Rob B predicted that the whole UK market wouldn’t creep into negative territory, but it would sit somewhere between zero and 3%. Whilst Rob D said that there won't be anymore than 1% growth nationally. 

Did they get this one spot on? Listen to find out. 

London:

At the beginning of the year Rob D’s thoughts were that London would continue to be the worst performing region, whilst Rob B agreed but also threw the South East into the mix as well, and said he could see them falling into negative equity. 

You probably already know the answer to this one - did you agree with their predictions at the start of the year? Let us know!

Brexit: 

The dreaded ‘B’ word that everyone has been tip-toeing around this year. Back in January, Rob B thought that no politician would be bold enough to push through a no-deal Brexit and that we would be leaving the EU with some form of deal. 

This one is technically still undecided so there’s time for it to go one way or the other, but what The Robs definitely didn’t predict is that we would be no further along than what we were at the beginning of the year. 

Transaction Volumes:

Following on from Rob B’s Brexit prediction, Rob D seemed to think that off the back of Brexit this year we would see lower transaction volumes than we did in 2018.

Luckily for our industry, Rob D was wrong on this one! Although the annual data hasn’t yet been released, some months were higher than the previous year but some were incredibly lower. So on average it seems like transactions were probably lower than 2018, but we can’t be 100% sure. 

Markets and Media

And to finish of the 2019 predictions, Rob B called that this year would be pretty boring for all markets and he didn’t see the property market surging or crashing. But he did call that the media would be incredibly negative. 

We think we can say Rob B pretty much hit the nail on the head with those two. 

Looks like The Robs did pretty well on this years predictions. They got four right, one half right and one wrong. Not bad going. 

Find out more by listening to today’s episode and let us know what you think on our social channels.

And what will be Rob & Robs predictions for 2020? Well luckily you only have a couple of weeks to wait! 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Dec 12, 2019

This week on The Property Podcast, it’s one of the most popular episodes that The Robs do throughout the year. 

If you’ve listened to every every episode of The Property Podcast, you’ll know that at the end, Rob & Rob like to give you a tool or resource that you can go away with and put into practice.

We are, of course, talking about Hub Extra. And this week we’re doing a round up of the best Hub Extra mentions that Rob & Rob have shared throughout the year. 

So grab your pen and paper as the guys go through their favourite:

  • Books
  • Podcasts 
  • YouTube channels
  • TV episodes/series 
  • Apps & tech 

It’s a fantastic episode and you’ll definitely walk away with something valuable, even if Rob & Rob aren’t talking about property. 

And even though we’ve given you a complete run-down already… here’s something else if you’re struggling to find that perfect Christmas gift for that property lover in your life. 

You can now buy a gift voucher to our Property Hub Magazine! Just simply click this link, pay up front for the yearly subscription, and give the gift code to your nearest and dearest. It’s that easy and they’ll love you for it! 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Dec 10, 2019

It’s the final Ask Rob & Rob of 2019! But before the guys disappear for the festive holidays, they’ve got one more question they’re answering. 

And this week it’s from the big man himself.

Our caller, Nick, is wanting to know when Rob & Rob are going to do their yearly roundup of Hub Extra, and he’d also like to see The Robs do some live events in 2020. 

So what have The Robs got in store for us to round up the year and look forward to in 2020?

Tune in to find out…

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Dec 5, 2019

This week’s episode of The Property Podcast is a pretty important one. As you should know by now, next week is the general election, and it’s kind of a big deal. 

The manifestos have been flying around all over the place with the parties promising this, that and the other. And to be honest, it can get quite confusing. 

So what do each of the party policies mean for property investors? Well, that’s exactly what Rob & Rob are going to dive into and dissect in today’s episode. Sit back, relax and take notes as the guys look into each of the following policies:

  • Conservative
  • Labour
  • Lib Dems
  • Green Party 

It will certainly be one of the more important podcast episodes we’ve done this year and it will definitely help if you’re more confused than ever on who to vote for. 

 

This week for Hub Extra, Rob B has a book recommendation. ‘How to Be Like Walt: Capturing the Disney Magic Every Day of Your Life’. Not only does it tell the story of Walt Disney and his journey of how he created the Disney brand, but you’ll learn so much more! 

There are sections that discuss religious views throughout the book, which some people took offence to, so you might want to skip over these bits. But Rob B connected to the story on both a personal and business level, and even got some inspiration from it - maybe it’ll lift your spirits too. 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Dec 3, 2019

Rob & Rob are back again this week to answer two more of your burning questions.

The first caller this week is Sam who is stuck in limbo. She’s in a bit of a situation that you might not often find yourself in, but that doesn’t mean you might not be in Sam’s position at some point in the future. 

Sam is using a certain solicitor, however the lender that she’s using for her mortgage isn’t on the same panel. So, in order to get the rate that she wants with this lender, she’ll end up paying extra legal fees. 

She’s not 100% sure on how this works and if there’s a way to factor this into your costs or not. 

So what advice can Rob & Rob offer to Sam? 

Our second question this week comes in from Marcus from London. Marcus has a buy-to-let property in his personal name which he is about to move over into a Limited Company. 

He’s wanting to understand the tax implications around this. 

Essentially, once he’s moved the first property into a Limited Company, when he buys a second property in his personal name, will he still be seen as owning the first property and therefore end up paying double the stamp duty costs? 

It’s a very clever tactic, but is it clever enough to avoid the stamp duty costs? 

Tune in to find out.

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Nov 28, 2019

We’ve got an epic episode for you. This week on The Property Podcast, Rob & Rob are sharing just how they made £130 million worth of investments happen this year! 

Before you get the wrong end of the stick, this isn’t an episode of them bragging about their achievements. Oh no. They’re actually going to tell you exactly how they’ve done it and where they did it, so you can do it too. 

One question Rob & Rob get asked all the time is: “where are you investing?” 

And rightly so. They’re experts in this field so naturally, you want to invest where they are. 

We’re not just sharing where Rob & Rob have invested, but where Property Hub Invest clients are investing too. Sharing is caring. 

At the beginning of the year Rob & Rob shared the top five locations across the country that they were going to be targeting throughout the year. These locations were:

  • Manchester
  • Liverpool
  • Leeds
  • Sheffield 
  • Nottingham

So how many have the guys been able to tick off this checklist? 

Tune in to find out!

 

Our news story this week isn’t a happy one, unfortunately. It’s an article from the BBC, ‘Devastated hotel investors fly to UK seeking their money’, which has sadly seen a number of investors lose an awful lot of money in a hotel investment that has gone horribly wrong. 

The hotel investment offered investors guaranteed returns, which haven’t been met and now angry investors have been flying over to the UK to find out where their money is. We’ve talked about this topic before, why we think you should stay away from hotel investments, and sadly, this is exactly the reason why. We actually even did a YouTube video on investing in hotel rooms, which you can watch here.

 

This week’s Hub Extra tool is a resource called Flux. If you spend a lot of time on your phone or your laptop, especially just before you go to bed, then this will be a tool you’ll want to use. 

It’s been proven that technology screens give off a blue light that makes it difficult to sleep at night and disturbs you from getting a full solid night sleep. Flux is a programme that detects what time of day it is and automatically changes the brightness of your screen and changes the colours that are given off, so you can now get the ideal amount of undisturbed sleep.

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Nov 26, 2019

This week on Ask Rob & Rob, the guys are back again with two different questions that they’ve not covered previously. They’ll be talking about what to do in the event of there being a lack of comparables discussing if properties that have lost value are worth investing in now.

Our first caller today is Paul from Burnley. At the beginning of the year Paul purchased his first buy-to-let property and now he’s hoping to soon complete on property number six! 

That’s pretty good going for less than 12 month’s work! 

Paul’s strategy is buy-refurbish-refinance with a difference - he focuses on  bungalows. So not your usual property choice, but clearly it’s working for him.

However he’s now ran into a bit of an issue. Because it’s such a niche strategy, he’s having difficulties when it comes to searching for comparables in order to remortgage the properties. 

Obviously Paul’s end game is to have made as much profit as possible on the properties, so he’s wondering what he can do to prepare that information when the valuations take place? 

Luckily, Rob D is on hand to offer Paul some pointers on how he can go about this.

The second question comes from Luke in Liverpool. He has a small portfolio himself and is continuously looking to add to it. 

He’s been keeping his eye on the local market in and around Liverpool, in different areas and has noticed that some developments that were priced between £130,000 - £140,000 are now on the market for around £90,000. 

So now he’s wondering if these kind of properties are a good investment opportunity or if they are just going to continuously lose value and he should stay well away? 

Naturally, there was only one Rob that could offer advice on the Liverpool market, cue Rob B.

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Nov 21, 2019

This week on The Property Podcast, The Robs are doing something a little different. Rob B is interviewing Rob D on his own property development exploits. 

One of our most popular podcast episodes this year was when we discussed our project in Crewe, which was a rather eventful and emotional journey to say the least. If you haven’t listened to that episode, you can do so here

But amazingly, that wasn’t enough to put off Rob D. He’s just done a property development project just outside of York. 

In the episode you can expect to find out:

  • What exactly this development was
  • What the results were 
  • What went wrong
  • What went right 
  • And what lessons Rob D learnt from this project

So sit down, grab a brew and tune in as Rob B picks Rob D’s brain about this new property development. 

 

In the news this week, Savills have predicted that house prices are going to increase by £35,000 in five years for some parts of the country. No shock that it’s actually in line with what Rob & Rob have been saying throughout the year, and the highest regional growth will be in the North West, which will go up by 24%. 

Maybe now you’ll take that leap into investing in one of the areas that The Robs picked as their 2019 property hotspots

 

And if you haven't watched it already, last week we published our latest YouTube video, the essential guide to property tax which will walk you through the various taxes you have to pay and some ways that you can avoid them. So make sure you go give it a watch, hit that subscribe button and turn on notifications so you don’t miss our next one. 

 

For Hub Extra this week we’ve got a podcast that Rob D just can’t stop listening to. It’s called The Missing Cryptoqueen from the BBC. Now before you jump the gun, Rob D isn’t interested in getting involved in crypto currency, or a massive scam, which is what the podcast is all about. 

It’s only an 8-part series but it’s a really interesting one. To give you a brief overview, it’s about a woman who created a new crypto currency which was going to be bigger than Bitcoin. She secured billions of Euros from people all over and then just vanished, and nobody knows where she is. It’s very fascinating so definitely give it a listen!

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Nov 19, 2019

Rob & Rob are back again this week to answer more of your property related questions. So let’s get started! 

First up we’ve got Catherine from Bristol who is well underway with her property investment journey having built up a portfolio of five buy-to-let properties.

She’s looking to build this portfolio to eight properties in order to achieve the income figure that she has in mind. The end goal is to be able to make big changes to the way she and her family live their lives.

Currently, one of her properties in London is on an incredible mortgage rate of 1.54%! Definitely not the kind of rate you’d get now. 

After speaking to two mortgage advisors, both have said that she could release around £125,000 in equity from this property, so she has the deposit she needs to grow her portfolio. However, this means giving up the amazing mortgage rate she’s currently on.

If she were to do this, straight away she’d be paying around £9,000 more a year in mortgage fees on that one property. Wowza!

So should she wait it out for a few years until she can release equity from other properties and keep the great mortgage rate, or should she act now?

Our second caller is Ben from Aberdeen, who wants to know where Rob & Rob would recommend to invest in, in Scotland. Something they get asked all the time. 

He’s had one buy-to-let property for the past six years and has recently bought a further two in the small town he grew up in. 

Ideally he wants to move his location focus away from his hometown, but still remain in Scotland. He already knows that his main goal is cash flow and long term he’d like to look at Edinburgh, but feels that’s currently too competitive for him. 

It’s finally the answer to a question a lot of you have been waiting for. Where would Rob & Rob invest in Scotland? 

Tune in to find out!

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Nov 14, 2019

This week on The Property Podcast, Rob & Rob are talking about landlord licensing.

We know it’s not the most exciting of topics but it’s up there with one of the most importantas a property investor. And luckily for you, The Robs will be talking you through exactly what licensing is and what you need to do. 

You may have ignored this topic in the past because it only ever applied to HMO’s - and maybe you’ve thought that this is still the case. But now, depending on where you are, even with single let properties, landlord licensing is something you might need to know about. 

Here’s what The Robs will cover in today’s episode:

  • What are the requirements?
  • How much does it cost?
  • Will they inspect the property?
  • What should you do?
  • What if you should have a licence but don’t? 

This is a full-on episode, full of regulatory need-to-knows. If there’s one episode of The Property Podcast you need to listen to… this is it. By the end of the episode, you should be completely clued up on whether you need landlord licensing or not.

 

And in the news this week, Rob B’s home city of Liverpool back in the press: ‘Liverpool endorses 2m sq ft office masterplan’. The article from Place North West says that the council has signed off on helping to build a world class commercial business district in the heart of Liverpool to tackle the shortfall of offices in the city.

So once again, even more positivity and investment being ploughed into the city, which will bolster the number of investment plans already in motion, such as Liverpool Waters and the high number of property developments that are in the pipeline throughout the city and the wider areas. 

 

If you haven’t seen it already, we launched a new YouTube video yesterday and this one is all about tax! Some people love it, some people hate it and some just don’t understand it. In this video, Rob & Rob explain everything you need to know about tax and cover all the different types of tax that you may have to pay as a property investor. 

So go and check it out, let us know what you think or ask us any questions in the comments section, and don’t forget to hit that subscribe button! 

 

This week for our Hub Extra, we’re wanting to help make a difference to the planet and this week it’s a website called Team Trees. It’s all about helping to make the world that little bit greener. Maybe you’ve always considered planting a tree but you don’t want to get covered in mud or you just don’t have the spare time. 

Well this is the easiest option you’ll come across. Donating just $1 will plant one tree and Team Trees are aiming to have planted 20 million trees around the world by the 1st of January 2020. So go and do your bit for the planet and donate a dollar. 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channelwhere we upload new content every week!


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Nov 12, 2019

Rob & Rob are back again this week to answer two more fantastic property questions from two of our listeners.

This week our first question comes in from Luke in Manchester, who’s been inspired by The Property Podcast to get started in his investment career. 

Luke is in a situation that most people are probably in when trying to start their buy-to-let journey. He’s looking to purchase his first personal home and an investment property at the same time. 

At the minute he’s only going to have enough funds for one mortgage so he’s considering buying a two bedroom apartment (or house) and is looking to rent out the second bedroom. But he has a few questions around this:

  • Is there a particular mortgage he’ll need to enable him to do this?
  • How much stamp duty will he have to pay?
  • Are there any other considerations?
  • ...and is this actually a good idea?

Find out what Rob D thinks of this idea and if it’s actually doable. Maybe this could work for you as well. 

Our second caller is Sally who has a question about stamp duty. She’s changing her residential home to a buy-to-let so that she can buy a new house with her partner. 

She’s been given two different sets of figures from her solicitor and mortgage broker in terms of how much stamp duty she’ll pay. One is saying £2,200 and the other £9,250! 

Obviously that’s a huge difference so Sally wants this clearing up. 

So, is Rob B about to put her mind at rest or burst her bubble? 

Tune in to find out!

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Nov 7, 2019

Last week Rob & Rob were joined on the Property Podcast by Build To Rent expert, Richard Berridge. Well, he’s back again this week for a second episode on the new craze that is Build To Rent. 

In last week’s episode, The Robs covered what Build To Rent actually is, and this week they’re discussing why it matters for you and what the future of Build To Rent might look like.

Here’s some of what you can expect The Robs and Richard to cover in today’s episode:

  • What will Build To Rent look like in 10 years time?
  • What’s going to slow it down?
  • How will Build To Rent properties react to market cycles?
  • What marks an area as suitable or unsuitable for Build To Rent?

There’s plenty more to be covered in this week’s episode too.

So, should you be afraid or optimistic about Build To Rent?

You should have a clearer picture after this episode. So tune in to listen.

 

This week’s news story is possibly one of Rob B’s favourite headlines, ‘Welcome to Manc-hattan: how the city sold its soul for luxury skyscrapers’. It comes from The Guardian, and whilst the headline is actually pretty clever, it’s not very complimentary to the city. 

The article is talking about the ever-changing Manchester skyline and the number of skyscrapers that are appearing. They even touch on the homeless issue that we have here in Manchester. 

If you ask us, we’re really struggling to see how the amount of investment and regeneration that’s currently being ploughed into the city centre is a bad thing. If anything, it allows the council to use the additional higher rate council tax payments to put into schemes around homelessness. But have a listen and let us know what you think via email or social media.  

 

And for our Hub Extra this week, we’re bringing you another podcast. No, it’s not from Rob & Rob sadly, this one is called ‘Startup’ by a company called Gimlet. It’s been going for five years and sadly it is coming to an end. 

The purpose of the podcast at the beginning was to document their process of starting their business. And now, the podcast has come full circle as they are ending their podcast due to the fact that they have been purchased - by none other than Spotify!

It’s really interesting to listen to how the deal came about, so it’s definitely well worth a listen. And while you’re there, why not subscribe to our podcast over on Spotifyand be notified every week when our new episodes are released?

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channelwhere we upload new content every week!


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Nov 5, 2019

This week The Robs are answering two fantastic questions on investing in Birkenhead, and talking about whether you should be overpaying on your mortgage. These are two questions that will definitely benefit a lot of listeners.

Joe from Leeds got in touch recently, he’s currently living in London and has a budget of £80,000 - £100,000 and he’s looking for a buy-to-let deal up north. 

He’s considering our hotspot areas of Leeds, Manchester and Liverpool but has noticed significant growth in the Liverpool area. 

However, he’s wondering if Rob & Rob have any insider tips on investing just across the water from Liverpool, in Birkenhead. Could this be a good contender for capital growth when the ripple effect kicks in?

Now we know this is an area that holds a special place in Rob B’s heart, so does he automatically think that Joe should be investing here? 

Next up we’ve got Adam from Surrey. Before listening to The Property Podcast, he bought his first buy-to-let property on a capital repayment mortgage and has since remortgaged to an interest only mortgage. 

The property makes a good income each month, so now Adam is wondering, now that he’s on an interest only mortgage, should he utilise the 10% interest free payments and chip away at his mortgage? 

So, should Adam risk potentially losing out on £200 per month in his back pocket to reduce his mortgage over time? Or should he wait and allow capital growth to do it’s thing? 

Tune in to find out what Rob D advises. 

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Oct 31, 2019

This week Rob & Rob are joined on the podcast by Build To Rent expert, Richard Berridge. After listening to this episode, you’ll know more about Build To Rent than most people in property. 

Build To Rent (or BTR) has been flying under the radar for a while now, but it’s only really just starting to become a well known, big thing. 

So whilst it’s a topic that has piqued Rob & Rob’s interest, they thought it would be best to bring in the experts to help not only you, but themselves learn all there is to know about Build To Rent. 

Richard is not only an authority figure on the subject, but he’s also a consultant, an advisor and a writer. He’s 100% the right man for the job. 

Here’s just a few of the questions that you can expect to get answers on from Richard:

  1. What is Build To Rent?
  2. Who’s the actual owner with Build To Rent?
  3. Is it only about income and not growth?
  4. Who makes it all happen?

We cover a lot of ground in this episode so hit play and listen. 

 

This week in the news, Place North West are reporting that the region’s green belt has shrunk by 3,400 acres. So is the North West becoming the new concrete jungle? 

Well, not quite. 

What most people don’t realise is that green belt land isn’t always beautiful flourishing forests or national parks, it could be a really unattractive piece of land that’s more of an eyesore and could be put to much better use.  

So once again, a big scary headline that’s been blown out of proportion. 

 

Also…it’s that time of the month again, Meetups are just around the corner and heading your way next week! So, if you haven’t yet secured your spot, go and book yourself a ticket now!

 

And this week’s Hub Extra is a book that Rob D is claiming to be the most inspiring book he’s read all year, and that book is Finding Ultra by Rich Roll. It goes on to tell his story of turning 40, being out of shape, a recovering alcoholic and going on to being one of the fittest men in the world. 

It even documents how he had a challenge with a friend to run five Ironman triathlons in a week! Who even thinks that’s a good idea?! He’s also got a very popular podcast too, which is also well worth checking out. We actually included this book on one of our Hub Extra emails a while back after Rachel in our invest team recommended it - The Property Hub book club is in full swing guys!

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channelwhere we upload new content every week!


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Oct 29, 2019

Rob & Rob are back again to answer two more fantastic questions sent in by our Hubbers.

Martin from Birmingham has got in touch this week. He’s had a property for a few years and has remortgaged a couple of times and changed his mortgage rate. 

It’s coming up for renewal again soon and he’s not sure if he should withdraw some of the equity, or leave it in the property so he can get a better loan-to-value rate on his mortgage.

So what should Martin do? 

Well first and foremost it all depends on where Martin is currently at in his investment process, but Rob D has some excellent advice as always. 

Our next caller has a question about insurance. She’s a landlord of a leasehold flat and only has building insurance. 

She’s become a little bit worried thinking of the what-if scenarios. What would happen if something went wrong? Would the tenant be liable for damage? Would building insurance be enough to cover her?

Also, should she be taking out other insurance policies? 

Tune in to find out what Rob B has to say.

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Oct 24, 2019

They still hear it all too often ‘Rich Dad, Poor Dad changed my life!’ So this week on The Property Podcast, Rob & Rob are going back and taking a revised look at the book and sharing the lessons that they took away from it, and what they just don’t agree with. 

In today’s episode you can expect to hear what the five key lessons are that you should take away from this book, but also the two things that you should be very careful of.

This beloved motivational book is now 20 years old! But it still seems to have a huge impact on people’s lives. So Rob & Rob are going to explore why this book is so influential, their experiences, recap key lessons and let you know what they think of them now with the benefit of hindsight. 

Here are the five lessons Rob & Rob learnt from the book:

  1. Be in control of your finances - Your employer or government will not.
  2. Passive Income. 
  3. Good debt vs bad debt.
  4. Pay yourself first.
  5. Keep your job and invest.

And what don’t they agree with? 

You’ll have to tune in to find that out.

 

This week’s news story is a 22 page report from HomeTrack on the current rental market, which is a quarterly report. Luckily the BBC website has summarised the reportand what the key take away points are. 

There’s a number of cities where the rents are up, and wage growth has been relatively strong this year too. So even though there’s plenty of locations where rents have increased, there’s only three UK cities where rents have risen faster than wages, resulting in renting becoming less affordable. These locations are Nottingham, Leeds and Bristol. 

Looking at the report, there’s an odd mix of locations that are put together, but on the whole, it seems that Rob & Rob were right at the beginning of the year when they pegged certain cities as places to invest this year. 

 

In other news (and just in case you missed it!), yesterday we had a new YouTube video go live! You can now head over there and find out how to invest £50,000- a question that The Robs get asked all the time. So head on over, give it a watch, and don’t forget to subscribe. 

 

You won’t be surprised that this week or Hub Extra recommendation is in fact the Rich Dad Poor Dadbook, but as an added bonus, we’re also recommending Rich Dad Poor Dad 2: Cashflow Quadrant. These are by far the two strongest books that you need to read, so go grab a copy and let us know what you think of them. 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channelwhere we upload new content every week!

Oct 22, 2019

Rob & Rob are back this week for another episode of Ask Rob & Rob and this week they’re offering advice on releasing equity and purchasing property as an expat. 

Our first caller of this week’s episode has a question about one of Rob & Rob’s favourite topics, the 18 year property cycle. 

He wants to know what you should do at the height of the market? Essentially, should you release equity from your portfolio to purchase more property after the crash or should you sell up completely and then start again post crash? 

If you need to refresh your mind on the 18 year property cycle, head on over to Property Hub University and take a look at our free online course.

Rob B tackles this question head on - ultimately, it all depends on if you plan to be an active property investor after the crash. He answers this question in two parts so it’s certainly worth listening to. 

The second question comes in from a chap all the way from Dubai. 

His current situation is that he’s living off his rental income which is through a limited company, however his broker has now told him that he won’t be able to purchase any more property through that limited company. 

Is this true and should he look for another way to invest in UK property? 

Tune in to find out. 

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Oct 17, 2019

As you can imagine The Robs get inundated with questions day in, day out on all our different platforms. From social media to our Property Hub forum, they get questions fired at them from all directions. 

But one of the places that they get asked lots of questions is through Property Hub Invest. So this week on The Property Podcast, Rob & Rob are answering the most asked questions for you all to hear. 

On a daily basis our Property Hub Invest team talk to clients who are at different stages of their property journey and everyone has a different question to ask, but nine times out of ten they’re all similar. 

So what better way to answer all these frequently asked questions than to compile them all into a podcast episode. Here are some of the questions you can expect to get an answer to:

  • How to get a deposit together…
  • How to find an area to invest…
  • Where to invest and what returns should be expected?
  • Is capital growth better on flats or houses?
  • Is 1, 2, 3 etc bedrooms better? 

There’s even more questions getting answered in this episode. Maybe one of them has been circling around in your mind. Or if you have a completely different question, make sure you get in touch with a member of our Invest team. 

Our news story this week comes from Property Investor Today and the headline is ‘young Brits are on the move in the UK, and here’s where…’ For once this is a news headline that The Robs actually agree with. Although some aspects seem a little questionable, the overall stats seem to be pretty spot on - city centre living is on the up. 

The Robs have discussed this previously on the podcast and they talk all about the secret trend that nobody else is seeing, so you should definitely go and give that episode a listen.

And finally, the Hub Extra comes with a warning this week…  it might just depress you a little bit at just how old you are. It’s a website called ‘you’re getting old’, which basically shows you all different stats about how old you are. 

You simply enter in your date of birth and the site will show you things like how many days you’ve been alive, how many candles will have been on all your birthday cakes together as well as some interesting milestones throughout the years and how old you were at the time. It’s all a little bit of light hearted fun. 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Oct 15, 2019

The Robs are back again this week for another round of Ask Rob & Rob, and this week they’ve got two cracking questions that they’re about to answer. 

Our first caller is a very enthusiastic property investor who unfortunately didn’t leave her name. 

She’s fortunate enough to have three property investments in three different locations, which at the moment is working pretty well for her and she’s happy enough being a remote investor. 

However, she’s wondering if there’s such a thing as investing in too many cities? 

So what do Rob & Rob think of this? Are there both pros and cons to investing in a number of locations? 

Next to get in touch is Lindsey who’s just completed on an apartment in Manchester. 

Her letting agent has told her that she should let out this apartment on a fully furnished basis. 

So what Lindsey is wanting to know is, should she be spending a lot more money on brand new furniture or would second hand be okay? Also, she’s questioning if the furniture will need safety checks before she can move any tenants in?

Rob D offers some different options for Lindsey, depending on what her budget is. 

Tune in to hear the answers to this week’s two questions. 

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Oct 10, 2019

Just like we promised, The Robs are back this week and once again joined by Mike Winnett who’s going to share just what happened after he bought everything he was offered. 

He’s giving you the insider knowledge to those ‘get rich quick’ courses that you’ve had your eye on, so you can save yourself the money and put it to better use. 

Just to recap, Mike sold his company for a substantial amount of money and used the cash to go on a bit of an adventure. He decided to click on all those adverts that you see on the internet and social media that promise you a formula to get rich quick. Does he think they actually work? 

If you’ve been considering paying for a property course, or maybe even a mentor, then this is an episode you’re going to want to listen to before you hand over any money. 

Or, if you’ve already attended one of these courses and ploughed cash into them, then this might rub salt into the wound, especially if said course didn’t do what it said it would. 

So give it a listen and let us know your thoughts. Do you agree on what Mike had to say about property courses and mentors?

 

In the news this week, Property Wire is backing up what Rob and Rob have been saying for months, ‘property investment surge could come after Brexit, new poll suggests’. According to this recent data, 55% of people have paused their investment plans over the past six months as they await the outcome of Brexit, 60% are waiting for the budget and 37% have taken a property off the market because of a slow down in activity. 

So despite a slowdown in transactions, there’s still plenty of deals to be had with what is currently on the market, it’s just knowing where to look, and planning it around the 18 year property cycle

 

This week for Hub Extra, we’re still sharing the love for Mike Winnett because his latest videois just phenomenal. 

It’s very entertaining and the ultimate anti-marketing video for a pretty big event in Birmingham that you can attend and see some of these big wig entrepreneurs live on stage. 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channelwhere we upload new content every week!

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Oct 8, 2019

We’re back again this week for another Ask Rob & Rob.

Our first question this week comes from Dorian. His question is around income tax for buy-to-let properties, with the new Section 24 rules. 

Dorian and his wife are looking at investing in their first buy-to-let and they’ve been told that a lot of lenders won’t lend them the funds through a limited company because they’re first time landlords.

Their other thought was to purchase as individuals which will then result in the income from the property being fully taxed on. 

So Dorian wants to know if there’s a way around this? Can they own the property as individuals and put the income through a company, or is that not doable? 

Rob B clears up the speculation on what Dorian has already been told and what he can do. 

The second question comes from Esmarelda who wants to know if she should invest her £230,000 in an apartment in Plumstead near the Crossrail or a house in Luton? 

We gathered from her question that she may want to be sticking to investing in the south, so Rob D pinpoints some areas that would be best to consider if the south is at the top of her checklist. 

Tune in to find out where he suggests.

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Oct 3, 2019

This is the podcast that most people and businesses in the property industry WON’T want you to hear. 

As you know, we’re strong on education. We firmly believe that education is how you can arm yourself with the right information to make informed decisions. 

We’re often asked for our thoughts on property investment courses that charge you to attend, and also what we think about the free courses that hook you in, only for the host to spend the entire event enticing you to part with your cash.

That’s why we’re joined today by Mike Winnet - who’s become somewhat obsessed with exposing these ‘Contrpreneurs’. If you haven’t seen Mike’s video on the Contrepreneur Formula Exposed - watch it here! (It’s also our Hub Extra pick for the second time, because it’s just too good not to watch it again!) And listen to the reason why this video was BANNED, and why it’s now reappeared!

Mike is an ex Sales Manager, and what started off as him marketing himself as a joke parody Business Guru on Linkedin - a ‘demotivational’ speaker - has quickly turned into a full on exposure of these so-called ‘financial gurus’ that we’ve all seen across the internet.

He’s not just making assumptions - he’s become a get-rich-quick ‘ad-clicker’ - he basically takes every course and buys everything they try selling to him. Every single thing he comes across that promises to get him rich quick, he’s trying and reporting his findings. He’s literally putting his money where his mouth is!

On today’s Property Podcast you’ll find out:

  • What prompted Mike to ‘out’ these businesses?
  • His thoughts on why these businesses are preying on vulnerable people
  • The uncomfortable theatrics at these events and the manipulation of these environments
  • Where the idea of the ‘Contrepreneur’ came from
  • The magic formula: the back stories, the tactical pricing, the results - the lot!
  • The shaming tactics he’s had to sit through

This is a must-listen for everyone. We want to believe we can achieve great things, but what these people do is pretend there’s a shortcut to getting there. There aren’t any secrets - it’s hard work to make a success of anything, not just property. 

We’re not just stopping at this episode. Join us next week to find out what happened after Mike bought everything he was offered - is he now £6 million richer? 

 

And in the news this week, we’re talking about Airbnb as an auctioneer highlights Airbnb opportunity for UK investors. This auctioneer has been through the catalogue and highlighted the lots he reckons are suitable for short-term lets. 

There’s no doubt there’s been a rise in the popularity of short-term lets, but are investors approaching it in the right way? Rob D shares his thoughts on where investors are going wrong.

Also, it’s Meetup night tonight, so head on over to our events page to reserve your spot. 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Oct 1, 2019

Ask Rob & Rob is back for another week to answer all your burning property investment related questions. 

First up this week we have Charlie. Charlie is based in Manchester and wants to know how important parking is. He almost invested in a 2-bed apartment with his sister but pulled out due to the owner selling the parking separately. 

Did they do the right thing by walking away? 

Is this a yes or no answer, or are Rob & Rob right down the middle with this one? One thing is for sure… Rob B dishes out some really valuable advice today, and gives listeners some tips on how they can make a yes or no decision on a property like this. 

The second question today comes someone who didn’t leave their name, but they’re wanting to know about adding procurement costs after refurbishing a property. 

Today’s listener is using the example of purchasing a property for £80,000, and spending £10,000 on refurbishment. Can he add another £5,000 towards procurement? In other words, can he remortgage for £95,000 to allow funds for  stamp duty and conveyancing? 

Is this possible or will he hit a roadblock?

Rob D is looking at this example from a different perspective rather than what’s actually been spent on what. Have a listen and find out exactly how much our listener will be able to remortgage for - and the answer might just surprise you. 

Don’t forget to tune in next week for another two questions on Ask Rob & Rob.

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Sep 26, 2019

This is the end! Well… it’s the end of Strategy September at least. And we have a great one to finish off on, because today we’re covering the refurb property strategy.

And to help us, we’re welcoming Ian back to the Property Podcast. 

Ian’s no stranger to our shows; he’s been on the podcast twice before and he has years of experience with building and construction, not to mention the fact that he’s a property developer and investor himself - so what better episode to have him share his practical knowledge and experience...

Today you’ll learn: 

  • What a refurb actually is
  • The varying types of refurbs
  • The advantages of a refurb strategy
  • How you can add value to a refurb
  • The disadvantages of a refurb 
  • How to keep your budget in check

So there you have it - everything you need to know about the refurb strategy; made even better by Ian sharing some words of wisdom with us.

Have a listen and let us know if the refurb strategy is for you.  

 

Now, if you've followed Strategy September, hopefully you’ve found the right property strategy for you. We’ve covered:

But if you haven't found the right one, don’t fear. We’ve got you!

You can book a free goals call with one of our team by clicking here. Our team can help you get clear on your goals, identify what property strategy is likely to be right for you and more importantly, help you discover how you can get started and hit the ground running. And we’ll say it again…. It’s completely free. 

Hit this link and pick your date and time.

 

And in the news this week, we’ve got another political story. Now don’t all shut down your computers at once, because it’s actually a pretty positive one. It’s a press release from the government: PM renews drive to give more power to Northern regions

Typically for the government, there’s not a lot of detail here, but there are a few pleasing aspects of the release - particularly for Scotland. There’s a fair few things in here that have made Rob B smile, so listen to hear what he thinks of this latest update. 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

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