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The Property Podcast

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors, new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item every week, passing on their knowledge and experience to the listeners. They both invest in UK property so they practise what they preach. No hard sell, no bull, just straight-talking property investment advice!
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May 28, 2020

Last week we brought you boom or bust. This week on The Property Podcast, The Robs are discussing the next hot topic: The 18 year property cycle.

The 18 year property cycle is a tool that’s been used by thousands of investors to make more informed property purchases. But has it all gone to pot thanks to the Coronavirus?

That’s exactly what Rob & Rob are discussing on today’s episode. And if you haven’t listened to last week’s episode, you should listen to that first. 

Again, we’ve been getting inundated with questions on the 18 year property cycle with people asking, ‘where are we in the cycle’? ‘is the cycle broken’? ‘are we going to enter another mid cycle wobble’? 

Well, the good thing is Rob & Rob are about to clear all that up. 

 

In the news this week, ‘UK mortgage payment holiday extended by three months’. At the start of lockdown was when the government announced mortgage holidays for those who had been put out of work due to the pandemic. The scheme offered a bit of a lifeline to those who needed it and initially it was for three months, due to run out in June. 

However it now seems that the government were a little optimistic about how fast they could get the country back on track, and it doesn’t seem like they’ll be able to do that by June. Therefore they’ve extended the scheme for an extra three months. Let’s hope we’re in a better position by the end of August. 

 

As promised, for this week’s Hub Extra we’ve got a number of resources for you to explain and cover what the 18 year property cycle is. So here you go: 

But we also recommend that you watch this video by Ray Dalio on how the economic machine works. Plenty for you to get stuck into. 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

May 26, 2020

This week on Ask Rob & Rob, the guys are trying to spread some positivity and calm people down with their worries on the current climate.

Many investors are in the purchase process already and some are getting nervous. So should they stick it out or run a mile? 

Our first question this week comes in from Steve who has a follow up question from this podcast episode a few weeks ago. 

He’s got a property that’s going to complete in a few weeks and although he’s trying to stay positive about the long term, he can’t help but have some doubts while we ride the coronavirus storm.. 

In short, he’s wanting a bit of positivity and reassurance in regards to what he should do moving forward. 

Next up we’ve got Sarah who’s wondering if she should try and use a potential recession to her advantage. 

She’s in the process of buying two flats in Salford, with one to complete soon. However, she’s considering delaying exchange to see if she could take advantage of any interest rate drops and possibly renegotiate prices.

Do Rob & Rob think she should proceed or try and renegotiate her current deals? 

There’s probably an awful lot of people in the same situation as Steve and Sarah. So what do The Robs think they should do? 

Tune in to find out.

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

May 22, 2020

Rob & Rob are back again with another Friday market update for you. 

It’s been a pretty busy week which neither of The Robs are complaining about right now. 

So far, yesterday’s podcast episode where Rob & Rob were pretty bold on their boom or bust predictions, has been quite popular with a lot of feedback coming in. 

One topic that the guys discussed on Thursday was the unemployment rate. Since recording, Rob D has been doing some further thinking and has been questioning if the UK hadn’t implemented the furlough scheme, would there be a higher rate of unemployment? 

And is the furlough scheme just delaying that potential unemployment rate? 

Rob B also shares his thoughts on the employment bounceback which is likely to be felt across certain industries. 

Which industries does he think are going to make a comeback first and which does he expect to see a number of redundancies? 

Tune in to find out.

Enjoy - and we’ll be back next week!

 

We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

May 21, 2020

This week on The Property Podcast, The Robs are discussing the hottest topic in property right now. Boom or bust!

Is there about to be a property boom, or is the market going to go bust?

It’s safe to say that at the beginning of the year, no one would have guessed that we’d be in the situation we’re in right now.

Many seem to be a little on edge as to whether the property market will boom post coronavirus, and should be buying as many properties as they can now. Or, if we’re going to have a market crash, should you be holding out, sitting tight on your cash and preparing for future purchases? 

Nobody knows the answers, not even Rob & Rob. But they’re going to (once again) put their heads on the chopping block and give you their extensive thoughts on the subject AND unveil their predictions on whether we’re in for a boom or bust!

It’s definitely not one to miss. Tune in now!

 

In the news this week, ‘house hunting technology on the rise’ - we’re looking at how different estate agents are implementing different uses of technology to help them get through these strange times. 

It’s a shame it’s taken a world-wide pandemic to get estate agents on board with using up-to-date technology and not just relying on physical viewings. 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

May 19, 2020

This week on Ask Rob & Rob the guys are going to be answering two questions that we’ve been inundated with.

The first question comes in from Danny who’s wanting to know if there is going to be a recession after the coronavirus, as that’s what he’s been seeing a lot of in the media. 

Naturally reading headlines like this is going to make you wary, and with Danny having a buy, refurbish, refinance and rent project on his hands, he’s worried that if there’s a recession, he might struggle to refinance. 

It’s a situation that a number of investors might find themselves in and an upcoming recession is certainly a topic that’s playing on everyone's minds. Luckily Rob B is on hand to clear this one up.

Our second question is from Pete in Warrington who’s wanting to know what The Robs thoughts are on the 18-year property cycle. Will the cycle reset due to the coronavirus?  

Again, it’s something that everyone’s asking themselves, and a topic that Rob & Rob have been doing a lot of research into and figuring out where we might be at the end of this. 

It’s a topic that the guys will be going into further detail on in Thursday’s podcast episode, but Rob D is giving a teaser on what you can expect from that episode.

Tune in to find out. 

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

May 15, 2020

Rob & Rob are back again with another Friday market update for you. 

Although at the beginning of the week Rob & Rob weren’t feeling too positive after Boris’ announcement on Sunday, by Wednesday their moods had certainly lifted as the property market turned up the gas and got going again.

Even better news, surveyors are now starting to be un-furloughed which is a huge boost for the property market and means property processes that had been put on hold can get moving again. 

House viewings are also starting to pick back up! Of course, this doesn’t come without some precautions being put into place and there will be some restrictions. Plus everything won’t go back to ‘normal’ straight away but it’s certainly a step in the right direction.

And that’s not just Rob & Rob being positive about a bad situation, there’s actually data to prove that we’re moving forward so you’ll have to tune in to find out what that data is.

Enjoy - and we’ll be back next week!

 

We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

May 14, 2020

This week on The Property Podcast, The Robs are discussing how you can become a master of your personal finances and set yourself up for financial success.

There might not be a lot to do whilst we’re still in isolation, and we’ve been banging the drum on our social channels about how you should be using this time to educate (or better) yourself or even learn a new skill. Just something to keep your brain working.

We’ve mentioned it before that now is a great time to buy, or at least prepare yourself to buy. And now is a prime time to get your finances in order ready to make that next purchase. 

So this week Rob & Rob are going to take you through all the steps you need to make sure that your finances are in good shape.

 

In the news this week, there’s been so many headlines on the property sector for us to choose from that we’d be here all day, so we’ll be covering everything on tomorrow’s Market Update podcast. 

 

And we’ve got a triple Hub Extra for you this week. Sticking with the theme of today’s podcast we’ve got three resources that should help you get well on your way to improving your financial situation. 

The first one is the budgeting app called Toshl but there’s also a website called ‘You Need A Budget’. It’s a piece of software that you can use to build your budget and there’s lots of educational resources around how to budget.

 And finally, a book called ‘The Richest Man in Babylon’ which teaches you the disciplines of money - it’s a great starting point for getting your finances on track.  

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

May 12, 2020

This week on Ask Rob & Rob, the guys are clearing up some definitions on the difference between refurbs and flips, as well as below market value deals.

Our first caller Sam has a nice and easy question for us this week. He wants to know exactly what the difference is between a refurb and a flip.

It might seem like an obvious answer but there is a distinct difference, and one that most people will just assume they know the answer to. 

So Rob B is taking it back to basics and clearing things up for Sam.

The second question comes from James, and funnily enough he’s interested in a flipping strategy. 

He’s a surveyor himself and has been wondering at what point below market value, percentage wise, would Rob & Rob consider a biting point?

Rob D offers some pretty good calculations to help you work this one out so tune in to find out if a below market value property is really worth it.

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

May 8, 2020

Rob & Rob are back again with another Friday market update for you. 

Could this week be the start in the decline of our market updates? Well, that all depends on what Boris announces this weekend. 

This week there’s been some positive news for Grand Junction, the first ever Property Hub Homes development. We’ve started to have units go through completion. Hurrah!

And even better, after just a few hours of being on the rental market, we were inundated with rental applications from virtual video viewings. 

That’s mindblowing in this current market!

Rob & Rob are also discussing the new bounceback scheme the government introduced a couple of weeks ago, aiming to get money quickly to small businesses.

It’s quick and easy to apply for and is either up to £50,000 or 25% of your turnover. So, if this would give you a helping hand, it might be worth giving this episode a listen.

And of course, The Robs will be discussing the current stock market so there’s plenty for you to digest this week!

Enjoy - and we’ll be back next week!

 

We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

May 7, 2020

This week on The Property Podcast, The Robs have got a lockdown special for you. 

Since lockdown hit, everyone is trying to better themselves, whether that be learning a new skill, educating themselves on something they didn’t already know and then there are others who are just simply bored. 

So this week, The Robs are coming at you with a boat load of books, podcasts, videos and apps to help you get through lockdown.

Here’s all the links to everything you need from today’s podcast:

Podcasts

 

Books

 

TV / Streaming / YouTube

 

Apps

There you go, plenty to keep you busy! Let us know if you have any of your own that you’d like to share or if you decide to give any of these a go, let us know what you thought.

 

In the news this week, NRLA slams Citizens Advice for ‘misleading’ report. It looks like the National Residents Landlords Association aren’t happy with Citizens Advice after they released a report stating that 2.6 million private renters have missed a rent payment or are expected to do so as a result of the pandemic. 

However when you read further into the article, there were 25 people who said that they have missed a payment and 74 who said that they’re expecting to fall behind on payments.

Once again, it shows that you shouldn’t believe the headlines.  

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

May 5, 2020

This week on Ask Rob & Rob, the guys are giving advice on mortgage stress tests and discussing if it’s beneficial to have a commercial valuation on a HMO property.

Our first caller this week is Tom who has a question on mortgage stress tests. 

He’s got two mortgaged properties already and he’s done a pretty good job on running the numbers to try and work out his stress test figures.

But now he’s wanting to release equity from the two properties and thinks this might now affect him meeting the stress test criteria. 

So what does Rob B suggest?

The second question this week comes in from Matt. 

Matt’s question is around HMO finance, after looking at buying a property with his partner. 

They’ve heard somewhere that they can get more of their money back out of the property, post renovation, if they have a commercial valuation done. 

Is this something that they should be having done on a HMO?

Tune in to find out. 

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

May 1, 2020

Rob & Rob are back again with another Friday market update for you. 

There’s a bit of positivity in the air with Boris announcing that we are past the peak of COVID-19. And he’s even hinting at the possibility of easing lockdown restrictions - hurrah! We’re sure more will be revealed over the next few weeks but these nuggets of information have certainly perked us up. 

Not only would lockdown easing be good news for individuals, but it’ll be great news for the economy!

This week has also been an exceptionally good week for mortgages. For the second week in a row there have been more mortgage products coming onto the market. 

Here’s what else The Robs will be discussing on today’s episode:

  • Product transfers on mortgage holidays 
  • Rent arrears 
  • Addressing a negative review on the market updates

There’s also a special announcement regarding Property Hub Live for all those who have bought tickets, so if that’s you, you’ll definitely want to give this a listen.

Enjoy - and we’ll be back next week!

 

We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Apr 30, 2020

This week on The Property Podcast, The Robs are joined by our magazine editor Chantelle to discuss how investors are reacting to the Coronavirus. 

For the past few weeks Rob & Rob have been giving tips on how investors should be reacting, but they haven’t spoken to any to find out what they’ve actually been doing. Luckily for us, Chantelle has spoken to a number of investors for our cover story of the Property Hub magazine. 

So, what did Chantelle find out from investors? 

Tune in to find out!

And, if you’re not subscribed to the magazine yet, you can join today right here. When you do, you will have access to the whole back catalogue of magazines so there’s plenty for you to sink your teeth into.

 

This week in the news, Rob & Rob are discussing a rental report that has come out from Zoopla that shows from the 7th March to the end of March, rental demand fell by 57% which probably doesn’t come as a massive shock. 

But in the first two weeks of April however, demand rose by 30%. So although it’s still down from what it was originally, it is slowly starting to pick back up. The report also shows that there hasn’t been a fall in the number of properties on the rental market and has even been an increase in supply. 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Apr 28, 2020

This week on Ask Rob & Rob, we’ve got one caller who has a question off the back of another podcast episode, and another who’s questioning how long he should get a fixed mortgage for.

First up this week we’ve got Luke from Essex. He listened to a recent podcast episode on pulling out of deals due to the Coronavirus, and out of the number of scenarios that The Robs described, Luke found himself in one of them.

He’s at the point of being able to exchange and complete on a property, however the whole chain has agreed to delay it for the time being. But rather than pull out of the deal, he’s been thinking about whether he can renegotiate the asking price. 

Is this something that’s commonly done?

Our second question comes in from Roosbay. He’s been an avid podcast listener for a few years and today he has a question on remortgaging. 

He has a buy-to-let property that’s up for remortgaging and initially he was looking at a 2-year fixed mortgage simply because he wanted to be able to reassess his situation in a couple of years time.

Roosbay also has a couple more properties that were put on a 5-year fixed mortgage product just before the Coronavirus kicked in. So now he’s wondering if he should put his new property on a 5-year fixed mortgage as well, instead of a 2 year due to the current pandemic. 

So, do Rob & Rob think there will be a significant dip in the market in two years time? What mortgage product should Roosbay be looking at before he is due to complete? 

Tune in to find out. 

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Apr 24, 2020

Rob & Rob are back again with another Friday market update for you. 

It seems this week that along with the rest of the nation, Rob & Rob are starting to look towards the end of lockdown. So much so, that Rob B already knows what he’s going to order from Pizza Express when it reopens. 

Although the government hasn't officially said anything about when lockdown will be lifted (there’s still at least another two weeks to go), it’s not stopping people from planning ahead. And one sure sign of that is the fact that rental demand is back up again. 

Another sign that things will start to go back to normal post lockdown is recruitment. Most companies have frozen recruitment,but there are many businesses that have kept those recruitment cogs turning, ourselves included. 

We’ve been recruiting for one of the most important positions we’ve ever had to recruit for here at Property Hub, and that’s our Chief Operating Officer. So, if you think you’re suitable for the role, go ahead and get your application in. 

Today Rob & Rob are also talking about economics. Since 2008 they both made it their mission to understand economics, way more than they originally did. So this week Rob B shared a podcast with Rob D called ‘Pitchforks Economics’ which is about modern monetary theory and it covers a wide range of topics including how much money is going to be spent on recovering from Coronavirus and other important issues like climate change.

Rob B also came across an article in the Financial Times this week titled ‘In a crisis we mainly keep calm and are kinder than ever’ and it’s a really nice opinion piece that looks at things differently to how the media portrays it. 

This week’s market update is a bit more positive than previous weeks. So give it a listen if you’re needing a bit of a mood-boost for a Friday. 

Enjoy - and we’ll be back next week!

 

We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 

Apr 23, 2020

Rob & Rob are back again this week and this time they’ve got one of our favourite podcast guests joining them. Mark Morris. 

You’ll probably remember Mark from a few months ago when he was sharing his investor story - the one that got everyone buzzing!

Well, he’s back again this week to discuss Universal Credit after making himself somewhat of an expert on the topic. 

Most investors are only aware of Universal Credit coming into play a few years ago when the government rolled a number of benefits into a single payment directly to the claimant. The government were aiming to do two things:

  1. Combine several benefits into one
  2. Ease the transition of claimants back into work

Naturally this caused problems for landlords as they were no longer getting paid directly from the government. 

It’s now got to the point where, as an investor, it’s something you need to be clear about.

And that’s why we’ve invited Mark Morris into the podcast studio to educate us all, including Rob & Rob…

And as promised, here are all the links you need which Mark refers to on today’s podcast:

LHA rates linked in article

DWP Universal Credit Landlord page

Information-for-landlords

Mark Morris’ Linkedin profile

 

In the news this week, we’ve got ‘demand for stamp duty holiday to reignite the housing market’. Rob & Rob have had a couple of messages this week from people who have been getting excited about the prospect of a stamp duty holiday. 

However, that’s all just hearsay right now, and something that people have been saying should be done. But isn’t necessarily coming into play. 

Will it happen? We’ll have to wait and see, but it’s certainly something that would benefit the housing market. 

 

This week’s Hub Extra is something that will keep the kids quiet for a bit and do some good at the same time. It’s a service called Goodnight Zoom that matches your child with somebody who’s elderly or isolated and gives them a way to read a story together over Zoom. 

How lovely is that?! No, we’re not crying, you’re crying! 

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Apr 21, 2020

This week on Ask Rob & Rob, the guys are answering two caller questions about strategy and the potential changes to Universal Credit.

Our first caller this week is Matt. He’s a fairly new listener who joined us earlier this year, however he’s already got a couple of buy-to-let properties under his belt. 

He’s currently in the process of purchasing his next buy-to-let which will be his first property in Liverpool. His strategy is to buy properties with good yields to help build his deposits up. His main aim in the next 10 years is to quit his day job. 

So, do Rob & Rob think this is a good strategy? What yield figure should Matt be looking at and how much should he be paying for his properties to achieve it? 

The second caller is also called Matt! He’s seen an article on Landlord Today about changes to Universal Credit and the possibility of landlords having rent paid directly to them instead of the money going to tenants who then pay their landlord. 

He’s wanting to know what The Robs thoughts are on this topic and how they think it will affect the market. 

If it affects the market at all.

Tune in to find out. 

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Apr 17, 2020

Rob & Rob are back again with another Friday market update for you. 

This week Rob B is feeling a bit more positive than he has in past weeks. He may have seemed positive on the podcast when laying out what The Robs think might happen, but now we’re starting to see evidence. 

One thing that’s been a positive this week is that it’s been a lot easier to get in touch with developers. Simply because they’ve now got more time on their hands. 

Some may argue that it’s because they’re getting desperate and whilst some are desperate, there’s some good deals coming to light.

Another positive is that it appears that finance is still available and mortgage products are coming back on the market. Hurrah!

So although the property market is currently on hold, the fact that lenders are still willing to lend means it’s not a case of if the property market picks back up, it’s a matter of when

The Robs are also discussing what they think is the best way for us to come out of this with a strong economy. Will you agree with them? 

Enjoy - and we’ll be back next week!

 

We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Apr 16, 2020

Rob & Rob are back again this week for a slightly different episode of The Property Podcast. Today they’re advising four different investors on how they should spend their money.

We’re always asked for advice by aspiring and experienced property investors on how best to invest their money. 

And now (possibly more than ever), investors seem a tad confused on where they should be putting their money, if anywhere at all! 

All of the investors you’ll hear from today are at the start of their journey with different strategies and different sums of money to start with, but ultimately they want to know how best to invest in the current climate. 

So, here are the four different scenarios we’ll be looking at on today’s podcast:

  1. James - he has £10,000 in a government Help to Buy ISA and is looking to either move out of his parents house and continue to save for his first buy-to-let, or withdraw the money from his ISA and take the penalty hit to use that money to invest in his first property whilst still living at home.

  2. Jay - he’s looking at buy-to-let properties in Salford Crescent and really likes the look of high-rise living in Manchester. Jay has an inheritance that he’s wanting to make the most of by putting it into property and would like Rob & Rob’s advice.

  3. Our third caller has a cash pot of £200,000 but is wanting a return of around 40% on his investments per year, but on an income basis. He’s looking at going down the buy-refurb-refinance strategy to try and pull money out after the refurbs.

  4. The fourth and final caller is wanting to know how The Robs would invest £3 million and what strategy would they use? He’s not bothered if it’s in the UK or overseas, but in terms of buy-to-let property he’s wondering if Rob & Rob would be more likely to go down the smaller, lower cost property route or go for more mid range and larger properties. 

We all know how much Rob & Rob love talking goals and strategies with people and this is a great episode to do just that. 

You may be in a similar situation to these four callers, or just be listening for a nosey. So what do The Robs think they should do? 

Tune in to find out.

 

In the news this week, we’ve got not one news story but two! The first is more of a reminder to all property investors that changes to Capital Gains Tax are now in effect. So now if you sell a property and have Capital Gains Tax to pay, you only have 30 days to submit your application. 

The second news story comes from an email that Rob D received around mortgage holidays and the rumour that it could potentially affect your ability to get lending if you take a mortgage holiday. At first that’s all it was, a rumour, but now it’s come to light that one mortgage lender in particular is not allowing mortgage holidays and will not accept your application if you have already taken out a mortgage holiday. 

 

This week’s Hub Extra resource is from Money Saving Expert. They’ve put together a list of really useful resources that you normally have to pay for, but the companies that provide them have made them free whilst we’re in lockdown and everyone is looking for something to do. 

There’s all kinds of things for you to sink your teeth into; from kids activities to guitar lessons. So maybe take a look and see if you fancy learning something new.

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Apr 14, 2020

The Robs are back again this week answering more Coronavirus related questions - and it’s a bit of a personal one. 

How has the coronavirus affected Rob & Robs personal property portfolios?

Well, Rob B has a vacant property whilst Rob D has one tenant who hasn’t paid their rent or been in touch with the letting agent to say why, or try and come to some arrangement. 

Are Rob & Rob panicking? What do they plan on doing? 

The second question we’ve been getting a lot is on buy-to-let mortgage payment holidays. Should you be taking up the government offer of a mortgage payment break? 

We’ve discussed mortgage holidays before on the podcast, but this time The Robs are discussing why you should only take a mortgage holiday if you absolutely need to.

Why? Tune in to find out.

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Apr 10, 2020

Rob & Rob are back again with another Friday market update for you. 

This week the property market has been a bit quiet, which isn’t always a bad thing. Nobody seems to be panicking when it comes to buying and selling, and they’re certainly not slashing prices either. 

However, we’ve said many times that there will be deals to be made for those that need to sell their property sooner rather than later. And despite many holding out to see if prices would drop, there aren’t any indications of this happening right now.

One thing Rob & Rob have noticed however, is a change in rental prices. Many landlords are taking their chances with reduced rents rather than no rents at all - which is a wise move. 

Rob & Rob have also been doing a fair bit of reading this week, and Rob B has been reading up on the history (and the value of gold) after making a small investment himself. 

So, what did he find out and how did his gold investment do? Well you’ll have to tune in to find out the answers - it’s actually pretty interesting. 

Enjoy - and we’ll be back next week!

We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Apr 9, 2020

The Robs are back again this week with more Coronavirus talk. As you know, the world is still a little bit of a mess at the moment and that’s left people feeling skeptical.

So, two questions that we’ve heard an awful lot over the past couple of weeks are ‘should I pull out of this deal?’ and ‘would I be stupid to invest right now?’ 

Well, this week Rob & Rob are going to clear things up on whether you should be walking away and avoiding investing in property right now. 

The guys are going to be looking at three different scenarios: 

  1. You’ve already exchanged on a property - should you complete on it?
  2. You’ve agreed the purchase of a property, but you haven’t exchanged yet
  3. You’ve been planning to invest and have been actively looking, so what should you do? Should you continue or put your plans on hold?

Chances are you probably fall into one of these categories, so this will be a cracking episode for you to listen to. 

 

This week’s Hub Extra isn’t a specific tool or app, it’s more of a lifestyle improvement, and that’s an input audit. 

The Robs find it useful to do this every now and again, but even more so at the moment. What information are you taking in at the minute? Have an audit of that. There’s a lot of negativity floating around right now and a lot of that might not even be true, but it certainly won’t be useful or helpful to you.

So just be careful of what information you’re taking in, especially with social media.

 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Apr 7, 2020

It’s Tuesday and Rob & Rob are back with another episode of Ask Rob & Rob. And this time, they’re not Coronavirus related questions. Wahoo! 

So, first up this week we’ve got Richard. He’s watched our video and listened to our podcast episode on The Robs’ 2020 property hotspots and is wondering if Rob & Rob favour city centre apartments as opposed to other investment types outside of a city centre. 

Now Rob & Rob don’t necessarily prefer one or the other, or invest in just city centre locations themselves. But the advice they’re about to give to Richard is weighing up the pros and cons of both. 

Our second caller this week is Steve and he’s been investing on and off for around 15 years now. He’s now looking to get into the sourcing department to be able to source properties for himself and clients. 

He’s spotted a city that he wants to focus on, but is finding it difficult and time consuming trying to find a town within that city that ticks all the boxes. 

So, what tips and tricks can The Robs share with Steve? 

Tune in to find out. 

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

Apr 3, 2020

Rob & Rob are back again today with another Friday market update for you. 

The stock market is still changing week on week. Yes, it has slowed down with how aggressive it’s changing, but compared to last week, it’s down again. One that caught Rob B’s eye especially was Taylor Wimpey. A month ago it was 2.13 and today it’s 1.06 - which is mind blowing! It’s hard to believe it’s now worth half of what it was a month ago. 

So the question is now, will it just go up from here and work it’s way back up to where it was? Or will it go down even further before it goes up again? 

Now whilst the stock market may be too volatile to invest in right now, the good news is that property seems like a very good option. 

Why? Well you’ll have to tune in to find that out as Rob & Rob start discussing the topic of trading property through a property fund.

They’re also talking about what’s happening internally at Property Hub and giving you an insight into what we’ve been up to this week.

Enjoy - and we’ll be back next week!

 

We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

Apr 2, 2020

This week on The Property Podcast, Rob & Rob are talking to property experts and going behind the scenes to gain insight on how Coronavirus is impacting the property industry. 

They’ll be talking to a property sourcer, a lettings manager and an investment consultant, and diving into what’s happening in their worlds right now. 

And of course, they’re all experts from our own teams. Some people who might be new to The Property Podcast might not know that we have a number of businesses under the one roof including lettings, invest, tax and homes.

So, this is your chance to hear from the best of the best, and hear first hand on how Coronavirus is affecting team Property Hub.

 

In the news this week, we’ve actually got two positive news stories for you, can you believe it?! 

The first is about mortgage holidays for buy-to-let investors, specifically those who invest in limited companies. And it’s good news! You are eligible for the mortgage holiday scheme, just like those who have bought in their personal name. That’s actually always been the case, there was just a bit of misunderstanding around it. 

The second piece of good news is around the length of mortgage offers. Across the country there are a number of people who have exchanged on a property but it’s incredibly difficult for them to complete on them for logistical reasons and people are no longer allowed to move homes. The good news is that mortgage lenders are allowing 3 month extensions on mortgage agreements so you don’t have to worry about them expiring before you can complete. 

 

Our Hub Extra this week is one we’ve mentioned previously in our Hub Extra email, and it’s Disney+. We all know Rob B is a huge Disney fan so we’re struggling to figure out if he’s subscribed for himself or his family. But what we do know is that a number of the Property Hub team have also been enjoying the classic (and remakes of) Disney movies. 

So if you haven’t subscribed to it yet, why not try the 7 day free trial and maybe watch some of your favourite Disney movies as many times as you’d like?

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 


If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

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